Find the cheapest gateway for your sales

Filter by FPX, card or e-wallet, then open any row for the full price list. Cheapest first, worked out on a RM100 sale; gateways that don't publish prices sit at the bottom.

Showing 81 of 81 gateways · 29 with comparable published pricing


HerepayAPI	RM1.07	RM0	RM0.70	RM0.70 + 1%	—	—	—	T+1	✓
FasspayBNMAPI	RM1.12	Contact sales	—	From 1.2%	From 1%	From 1%	—	Contact sales	✓
M1PayBNMAPI	RM1.16	Contact sales	RM0.80	1.8%	1% - 1.2%	Contact sales	—	T+1 / T+2	—
toyyibPayAPI	RM1.19	RM100/ RM100/yr	RM1.00	1.5%	—	1% or RM1.00	—	1-4 business days	—
CardBizPayBNMAPI	RM1.19	RM0/ RM0	RM1.00	1% – 2%	1.2%	—	—	Contact sales	✓
GkashBNMAPI	RM1.24	Contact sales	From 1.00%	From 1.80%	From 1.00%	Contact sales	—	T+2	✓
BCL.myPlatformAPI	RM1.25	RM0	RM1.00	1.50%	1.50%	1.60%	1.50%	T+2	✓
KipleBNM	RM1.28	RM199 promo/ RM29	RM1.00, RM1.50	1.5% credit / 1.0% debit	1.5%–1.8%	1.2%	—	Contact sales	✓
AffanPayAPI	RM1.32	RM0	RM1.00	1.75%	1.5%	0.8%	—	T+1	—
BoostBNM	RM1.35	RM499/ RM499/yr	RM1.00	2.00%	1.2% - 1.3%	0.85%	—	T+2	✓
BetterPayAPI	RM1.37	RM0 - RM500/ RM0	RM1.00	1.9%	1.5%	1.2%	5% - 6.5%	T+1 / T+2; instant on Pro	✓
BayarcashAPIMCP	RM1.38	RM0	RM1.00	RM1.00 + 1%	—	1.6% / RM0.15	1.6% / RM0.15	T+2	✓
CHIPBNMAPI	RM1.38	RM0	RM1.00	2%	1.40%	1%	1.4% / 5.3%	T+1–T+2	✓
BillplzAPIMCP	RM1.47	RM0	RM1.25	1.8%	1.5%	1.5%	6%	T+1	✓
LekirPayAPI	RM1.51	RM0	RM0.80 + RM0.10	2.7%	—	—	—	T+0	✓
PayrightAPI	RM1.56	RM0	RM1.50	Contact sales	1.7%	—	Contact sales	T+1	✓
LeanXAPI	RM1.56	RM0	RM1.50	—	1.7%	—	—	T+1	—
MOBYBNPLAPI	RM1.60	Contact sales/ RM149/month	RM2.00	0.99%	1.5%	0.8% + RM0.10	1.5% - 6%	Contact sales	—
FiuuBNMAPI	RM1.61	RM0/ RM99/year	1% / RM1.20	2.00% + RM0.45	1.3% - 1.5%	1.05%	Contact sales	Weekly; e-wallets T+2	✓
CurlecBNMAPIMCP	RM1.77	RM0–RM999/ RM0	1.5% / RM1.00	2.40%	1.50%	Contact sales	6.00%	T+2	✓
senangPayBNMAPI	RM1.80	Contact sales/ from RM199/year	1.5% / RM1.00	2.5% / RM0.65	1.5% / RM0.65	Contact sales	2.0%–6.0%	Contact sales	✓
OmiseBNMAPI	RM1.80	RM0	RM1.50	2.5%	1.5%	1.5%	6% - 8%	3-day hold, then transfer	✓
AirwallexBNMAPIMCP	RM2.05	RM0	1.4% + RM0.50	1.90% + RM0.50	1.4% + RM0.50	1.4% + RM0.50	—	T+3	✓
XenditAPIMCP	RM2.08	RM0	RM1.20 + RM0.90	2% + RM0.90	1.8% - 2.5% + RM0.90	Contact sales	2.5% - 8% + RM0.90	Contact sales	✓
HitPayBNMAPIMCP	RM2.17	RM0	1.8% + RM0.40	1.2% + RM1.00	1.9% - 2.2%	1.2%	2.2% - 6.5%	T+2	✓
PayHalalBNMAPI	RM2.20	Free; up to RM1,500/ Free; RM300–RM3,000/year	2.00% or RM1.50	3.00% credit / 2.60% debit	1.50%	1.50%	6.50%	Contact sales	✓
SwiF	RM2.20	RM300/ RM300/yr	RM2.00	3%	1.5%	1.7%	Contact sales	T+4	✓
Stripe MalaysiaBNMAPIMCP	RM3.80	RM0	3% + RM1.00	3% + RM1.00	3%	—	—	T+7	✓
CardUp Malaysia	RM5.00	RM0	0.2% or RM2.00	2.25%	—	—	—	T+3	—
Pricing on request · no comparable published rates · ordered by popularity
NTTDataPayBNMMCP	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	✓
eGHLBNMAPI	On request	from RM499 / RM25/month	1.6%–2.4% *	1.4%–2.4% *	1.2%–1.5% *	1.5% *	Contact sales	Weekly	✓
AtomeBNPLAPI	On request	RM0/ Contact sales	—	—	—	—	Contact sales	T+2–T+3 *	—
SPayLaterBNPLAPI	On request	RM0	—	—	—	—	4.5%	Paid in full on order completion	—
Touch 'n Go eWalletE-walletBNMAPI	On request	RM0/ Contact sales	—	—	0.5%	Contact sales	—	T+1	—
GrabPay & PayLaterBNPLBNMAPI	On request	Contact sales	—	—	Contact sales	—	Contact sales	Within 5 working days	✓
Revenue MonsterBNMAPI	On request	RM499/ —	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	T+2	✓
AmBankBankBNM	On request	Contact sales	Contact sales	Contact sales	—	Contact sales	—	Contact sales	—
RevPayBNM	On request	Contact sales	Contact sales	Contact sales	—	Contact sales	—	Contact sales	✓
CIMB e-CommerceBankBNM	On request	Contact sales	Contact sales	1.50%-1.80%	Contact sales	—	—	Next business day	✓
Maybank2u PayBankBNMAPI	On request	RM0/ Contact sales	Contact sales	Contact sales	—	RM0	—	Next business day	—
ShopeePayE-walletBNMAPI	On request	Contact sales	—	—	Contact sales	—	—	Contact sales	✓
Hong Leong BankBankBNM	On request	Contact sales	Contact sales	Contact sales	—	RM0	—	Contact sales	✓
RHB BankBankBNM	On request	Contact sales	Contact sales	Contact sales	—	—	—	Real-time or next day	—
Public BankBankBNM	On request	Contact sales	—	Contact sales	Contact sales	Contact sales	—	Contact sales	✓
Alliance BankBankBNM	On request	Contact sales	—	Contact sales	Contact sales	—	—	Contact sales	✓
HSBC Omni CollectBankBNMAPI	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	—	Contact sales	—
PaydibsBNMAPI	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	✓
UOB MalaysiaBankBNM	On request	Contact sales	—	Contact sales	—	RM0	—	Contact sales	✓
AntomAPIMCP	On request	Contact sales	Contact sales	Contact sales	Contact sales	—	—	T+4	✓
PayPalBNMAPIMCP	On request	RM0	—	3.9% + RM2.00	—	—	—	Contact sales	✓
Ampersand PayBNM	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	—	T+1 or T+2	✓
FINEXUSBNMAPI	On request	RM0	—	Contact sales	—	Contact sales	—	T+2	✓
ManagePayBNM	On request	RM399/ RM10–RM30	Contact sales	2.5%–3.0%	Contact sales	Contact sales	—	T+1	—
MobiBNMAPI	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	—	Same-day	✓
OCBC OneCollectBankBNM	On request	Contact sales	Contact sales	Contact sales	Contact sales	0.6%	—	Contact sales	—
AdyenBNMAPIMCP	On request	RM0/ RM0	Contact sales	Interchange++	Contact sales	Contact sales	Contact sales	T+2 / T+5	✓
J&C PacificBNM	On request	Contact sales	—	Contact sales	Contact sales	Contact sales	—	Contact sales	—
KineticPayAPI	On request	Contact sales	1% + RM1.50	Contact sales	—	—	—	T+1	—
PaydeeBNMAPI	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	—	Contact sales	✓
Qashier	On request	RM500/ Contact sales	—	From 1.40% + RM0.65	Contact sales	From 1.0%	—	T+1	—
2C2PBNMAPI	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	✓
AxaipayBNMAPI	On request	RM0	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	✓
BOLD.Pay	On request	Contact sales	Contact sales	Contact sales	Contact sales	—	Contact sales	Contact sales	✓
FavePay	On request	Contact sales	—	Contact sales	Contact sales	—	—	Contact sales	—
AsiaPayBNMAPI	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	T+1–T+2 *	✓
Share CommerceBNMAPI	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	✓
SMAP Pay	On request	RM0	RM1.00	—	—	—	—	T+1	—
CommercePayBNMAPI	On request	RM0	Contact sales	Contact sales	Contact sales	Contact sales	From 3.5%	T+1 to T+2	✓
SetelE-walletBNMAPI	On request	Contact sales	—	Contact sales	Contact sales	—	—	Contact sales	—
Tulus Digital	On request	Contact sales	Contact sales	—	Contact sales	—	—	Contact sales	—
bayarlahBNMAPI	On request	Contact sales	—	Contact sales	Contact sales	Contact sales	—	Next business day	—
PayCoolsBNMAPI	On request	RM0/ Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	—	Contact sales	—
SecurePayAPI	On request	RM0/ Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	—	T+1	✓
RinggitPayBNM	On request	RM0/ Contact sales	From RM1.00	Contact sales	Contact sales	Contact sales	—	Contact sales	✓
OxPay MalaysiaBNMAPI	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	—
AhaPayBNPLAPI	On request	RM0	—	—	—	—	6%	Contact sales	—
Ezypay MalaysiaAPI	On request	Contact sales	—	Contact sales	—	—	—	T+3 holding, then weekly or monthly payout	✓
Syntrino SolutionsBNM	On request	Contact sales	Contact sales	—	Contact sales	—	—	Contact sales	—
Luminarix	On request	Contact sales	Contact sales	Contact sales	Contact sales	Contact sales	—	T+1	✓
RiipayBNPL	On request	RM0	—	—	—	—	Contact sales	Contact sales	—
PayNetBNMAPI	On request	—	—	—	—	—	—	—	—

Est. fee / RM100 blends officially published rates (FPX/card/e-wallet 50/30/20). * = third-party figure, excluded from ranking. Fees change; confirm with the provider. Methodology

BNM = the company is on a Bank Negara Malaysia list under its own name (registered merchant acquirer, approved e-money issuer, approved payment system operator or licensed bank). It is a regulatory status, not an endorsement or guarantee. No marker means we did not find the company on BNM's lists under its own name; many gateways legitimately operate through a registered partner.