senangPay
On BNM registerSME gateway with recurring billing & tokenisation
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
#21
cheapest of 28 ranked
- FPX
- 1.5% / RM1.00
- Card
- 2.5% / RM0.65
- Setup
- Contact sales
- Settlement
- Contact sales
RM1.80
Est. fee per RM100 sale
| FPX (online banking) | 1.5% / RM1.00 |
|---|---|
| Card (local credit/debit) | 2.5% / RM0.65 |
| International card | Contact sales |
| E-wallet | 1.5% / RM0.65 |
| DuitNow QR | Contact sales |
| BNPL | 2.0%–6.0% |
| Setup fee | Contact sales |
| Monthly / annual fee | from RM199/year |
| Minimum transaction | — |
| Settlement | Contact sales |
Plans
Starter
RM199/year, instant approval
- FPX
- RM1 or 1.5%, whichever is higher
- E-wallet
- RM0.65 or 1.5%, whichever is higher
- Cards
- Limited access
Advance
RM349/year
- FPX
- RM1 or 1.5%, whichever is higher
- Local cards
- RM0.65 or 2.5%, whichever is higher
- E-wallet
- RM0.65 or 1.5%, whichever is higher
- 0% IPP
- Available at extra cost
Enterprise
Large enterprises, custom annual fee
- Rates
- Lowest transaction rate, contact sales
- Settlement
- Faster settlement
senangPay is an SME-focused gateway that combines hosted checkout, payment forms and a developer API, with built-in recurring billing and card tokenisation, useful if you need subscriptions or saved cards.
Transaction pricing is “percentage or flat, whichever is higher”: FPX 1.5% or RM1.00, local cards 2.5% or RM0.65, e-wallets 1.5% or RM0.65. Foreign card rates depend on your package. An annual subscription applies, starting from around RM199/year.
It supports webstore plugins, social-seller payment forms, e-invoicing, mass payment and split settlement. Note the minimum settlement amount is RM100, and some advanced features carry add-on charges.
senangPay is now part of DOKU, a regional payments group, and operates as senangPay, A DOKU Company. The brand, website and product are unchanged, with the platform migrating to DOKU Global through 2026.
Herepay
Fasspay
M1Pay