Kiple
On BNM registerMalaysian payment gateway with e-wallet and POS
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
#7
cheapest of 28 ranked
- FPX
- RM1.00 (B2C), RM1.50 (B2B)
- Card
- 1.5% credit / 1.0% debit (local)
- Setup
- RM199 promo (normally RM500)
- Settlement
- Contact sales
RM1.28
Est. fee per RM100 sale
| FPX (online banking) | RM1.00 (B2C), RM1.50 (B2B) |
|---|---|
| Card (local credit/debit) | 1.5% credit / 1.0% debit (local) |
| International card | 3.20% |
| E-wallet | 1.5%–1.8% |
| DuitNow QR | 1.2% |
| Setup fee | RM199 promo (normally RM500) |
| Monthly / annual fee | RM29 (waived if GTV > RM8,000) |
| Minimum transaction | — |
| Settlement | Contact sales |
Plans
Starter Package
RM0 one-time fee + RM29/month (waived above RM8,000 GTV)
- FPX
- RM1.20 B2C / RM2.00 B2B
- Local credit card
- 2.00%
- Local debit card
- 1.50%
- Foreign card
- 3.70%
- UnionPay
- 3.50%
- Multicurrency
- 4.00%
- DuitNow QR
- 1.50%
- E-wallets
- 1.7% - 2.0%
Standard Package
RM199 promo one-time (normally RM500) + RM29/month (waived above RM8,000 GTV)
- FPX
- RM1.00 B2C / RM1.50 B2B
- Local cards
- 1.50% credit / 1.00% debit
- Foreign card
- 3.20%
- DuitNow QR
- 1.20%
- E-wallets
- 1.50% - 1.80%
Kiple (operated by Kiplepay Sdn Bhd, a Bank Negara Malaysia-regulated e-money issuer and merchant acquirer) offers an online payment gateway plus in-store POS terminals, white-label e-wallet, and eWages payroll. Its SME “Standard Package” carries a one-time fee of RM199 (promotional, normally RM500), an RM500 annual fee, and an RM29 monthly fee that is waived when gross transaction value exceeds RM8,000.
Published transaction fees for the Standard Package are FPX at RM1.00 (B2C) / RM1.50 (B2B), local credit cards at 1.5%, local debit cards at 1.0%, foreign cards at 3.20%, UnionPay at 2.80%, and multicurrency at 3.80%. E-wallets run 1.5%–1.8% by channel (main Malaysian wallets 1.7%), and DuitNow QR is 1.2%. A cheaper Starter Package (RM0 setup) and an In-Store package are also offered.
Customers can pay via credit/debit cards, FPX, DuitNow QR, and e-wallets, with Google Pay priced off the underlying card rates. Kiple supports API integration, hosted online checkout, payment links, tokenization and recurring payments (listed on its payments page and confirmed by Kiple to MPG). Kiple also confirmed MBSB Bank as a supported online-banking bank.
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