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PayCools

BNM-registered Malaysian payment gateway with free setup

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FPXCardE-walletDuitNow QR

Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).

On request

no comparable published rates · verified 2026-07-17 · official source

FPX (online banking)Contact sales
Card (local credit/debit)Contact sales
International cardContact sales
E-walletContact sales
DuitNow QRContact sales
Setup feeRM0
Monthly / annual feeContact sales
Minimum transaction
SettlementContact sales

PayCools (operated by Micro Bluetech Sdn Bhd) is a Bank Negara Malaysia Registered Merchant Acquirer offering FPX, cards, e-wallets and DuitNow QR through a single API.

It advertises free setup, though per-transaction rates are quote-only. The platform provides payment links, developer documentation and webhooks for integration.