CardUp Malaysia
No-code payment links for collecting card and FPX payments on invoices
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
#28
cheapest of 28 ranked
- FPX
- 0.2% or RM2.00
- Card
- 2.25% (min RM10)
- Setup
- RM0
- Settlement
- T+3 (T+1 at +0.25%)
RM5.00
Est. fee per RM100 sale
| FPX (online banking) | 0.2% or RM2.00 |
|---|---|
| Card (local credit/debit) | 2.25% (min RM10) |
| International card | 3.3% (min RM10) |
| E-wallet | — |
| DuitNow QR | — |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+3 (T+1 at +0.25%) |
CardUp lets Malaysian businesses collect credit card and FPX payments through payment pages, payment requests and invoice links, with no coding. It is built for B2B invoice collection rather than a shopping-cart checkout, and it syncs with Xero invoices. Custom APIs are offered on request.
Standard fees are 2.25% for domestic cards, 3.3% for international cards and FPX at 0.2% or RM2 (RM2.50 from a business bank), whichever is higher. Card payments under RM400 have a RM10 minimum fee, and 8% SST is added on top of every CardUp fee. There is no setup or platform fee, and the business can choose to pass the fee to its customer.
Payouts take 3 business days at no extra cost, or the next business day for an extra 0.25%. New collectors get a 1% promo rate on their first RM5,000 of credit card collections.
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