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GrabPay & PayLater logo

GrabPay & PayLater

BNPLOn BNM register

GrabPay wallet checkout plus pay later or in 4, 8 or 12 instalments

Visit website →
E-walletBNPL

Integrate·Add it at checkout through its merchant integration, or via a gateway that bundles it.

Not ranked

rates not fully published

FPX
—
Card
—
Setup
Contact sales
Settlement
Within 5 working days

On request

No comparable published rates

FPX (online banking)—
Card (local credit/debit)—
E-walletContact sales
DuitNow QR—
BNPLContact sales
Setup feeContact sales
Monthly / annual feeContact sales
Minimum transaction—
SettlementWithin 5 working days

GrabPay & PayLater is Grab’s online checkout for Malaysian merchants. One sign-up lets a web store add the GrabPay wallet, PayLater by Grab, or both. Shoppers can pay today with GrabPay, pay in full next month (interest-free), or split a purchase into 4, 8 or 12 instalments (the 4-instalment plan is interest-free for VIP brands; other plans carry 1.5% per instalment from 1 June 2026).

For merchants, Grab charges a per-transaction fee, but it does not publish the merchant rate for GrabPay or PayLater anywhere on its official Malaysian site. Businesses apply via the merchant form, after which a Grab representative provides pricing, so both are shown as “Contact sales”. Grab does officially state that merchants are settled within 5 working days (T+5) with no risk involved.

Integration is merchant-friendly: Grab offers pre-built plugins for Shopify, WooCommerce, Magento and EasyStore (Wix coming soon), payments partners, and a Direct API, and its tokenisation supports repeat and subscription payments. Since August 2026 Grab has been trialling PayLater payments at any DuitNow QR merchant for selected users.

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