SMAP Pay
School fee collection gateway with flat RM1 FPX
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
Not ranked
rates not fully published
- FPX
- RM1.00
- Card
- —
- Setup
- RM0
- Settlement
- T+1 (incl weekends, before 10:30am)
On request
No comparable published rates
| FPX (online banking) | RM1.00 |
|---|---|
| Card (local credit/debit) | — |
| E-wallet | — |
| DuitNow QR | — |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+1 (incl weekends, before 10:30am) |
SMAP Pay is the payments half of SMAP, a Malaysian student-information system used by sekolah, tadika, taska and tuisyen operators. Instead of integrating a third-party gateway, SMAP Solutions built its own FPX gateway and prices it at a flat RM1.00 per transaction with free gateway registration.
SMAP Pay has since been spun out as a standalone FPX gateway at smappay.com, with B2C and B2B online banking, a simple REST API with callbacks and hosted checkout. Settlement is next day including weekends and public holidays. It is still FPX-only, so it fits schools, education operators and simple collections better than full e-commerce, and it competes with Herepay and toyyibPay on price.
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