SMAP Pay
School fee collection gateway with flat RM1 FPX
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
On request
no comparable published rates · verified 2026-07-17 · official source
| FPX (online banking) | RM1.00 |
|---|---|
| Card (local credit/debit) | — |
| E-wallet | — |
| DuitNow QR | — |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+1 (incl weekends, before 10:30am) |
SMAP Pay is the payments half of SMAP, a Malaysian student-information system used by sekolah, tadika, taska and tuisyen operators. Instead of integrating a third-party gateway, SMAP Solutions built its own FPX rail and prices it at a flat RM1.00 per transaction with free gateway registration.
The catch is scope: SMAP Pay lives inside the SMAP ecosystem, so it is a fit for education operators who want fee management, student records and collections in one place, not for general e-commerce. Within that vertical it competes directly with Herepay and toyyibPay on price, and the platform shows steady development, including LHDN e-Invoice integration in 2026.