Xendit
Multi-channel payments & payouts across Southeast Asia
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
RM2.08
est. fee per RM100 sale (FPX/card/e-wallet 50/30/20) · verified 2026-07-17 · official source
| FPX (online banking) | RM1.20 + RM0.90 |
|---|---|
| Card (local credit/debit) | 2% + RM0.90 |
| International card | 3.8% + RM0.90 |
| E-wallet | 1.8% - 2.5% + RM0.90 |
| DuitNow QR | Contact sales |
| BNPL | 2.5% - 8% + RM0.90 |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | Contact sales |
Xendit is a regional (SEA) payments platform with a single integration for cards, FPX, virtual accounts, e-wallets, BNPL and payouts. It advertises no sign-up fee and free payment links.
Malaysia rates (2026 pricing adds a flat MYR0.90 processing fee on top of every payment-method fee): FPX RM1.20 personal / RM2.00 corporate, local credit card 2.00% (debit 1.90%), foreign card 3.80%, and e-wallets from 1.80% (TNG) to 2.50% (ShopeePay; Alipay+ up to 3%). DuitNow QR is offered with pricing on request.
For subscriptions it charges MYR1.50 per active subscription/month on top of the card rate, and it has strong payout/disbursement tooling (DuitNow Transfer RM1.50, batch payouts) plus xenPlatform for marketplaces. Good fit for scaling or multi-country businesses.