Omise
On BNM registerRegional gateway with flat-rate FPX, DuitNow QR and Malaysian e-wallets
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
#20
cheapest of 28 ranked
- FPX
- RM1.50
- Card
- 2.5%
- Setup
- RM0
- Settlement
- 3-day hold, then transfer (3 business days)
RM1.80
Est. fee per RM100 sale
| FPX (online banking) | RM1.50 |
|---|---|
| Card (local credit/debit) | 2.5% |
| International card | 3.8% |
| E-wallet | 1.5% |
| DuitNow QR | 1.5% |
| BNPL | 6% - 8% |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | 3-day hold, then transfer (3 business days) |
Omise is a Southeast Asian payment gateway, best known in Thailand, that also serves Malaysian merchants through Omise Payment Malaysia. It suits businesses that want one API and dashboard across several Asian markets, with plugins for WooCommerce, Magento and Shopify, payment links, and scheduled recurring charges.
Its Malaysian rate card is published and simple: FPX at a flat RM1.50, DuitNow QR and the main e-wallets (Touch ’n Go, Boost, GrabPay, ShopeePay, Maybank QR) at 1.50%, and cards at 2.50% domestic or 3.80% international, with an extra RM0.50 on card payments under RM40. BNPL runs from 6.00% + RM1.20 (Atome) to 8.00% (Grab PayLater instalments). There are no upfront fees or monthly minimums.
Payouts are slower than most local gateways: payments are held for 3 days, then transfers take 3 business days to reach your bank, and transfers under RM300 cost RM1.00 each.
Herepay
Fasspay
M1Pay