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Ampersand Pay logo

Ampersand Pay

On BNM register

KL acquirer for retail, e-commerce and unattended payments

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FPXCardE-walletDuitNow QR

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Not ranked

rates not fully published

FPX
Contact sales
Card
Contact sales
Setup
Contact sales
Settlement
T+1 or T+2

On request

No comparable published rates

FPX (online banking)Contact sales
Card (local credit/debit)Contact sales
International cardContact sales
E-walletContact sales
DuitNow QRContact sales
Setup feeContact sales
Monthly / annual feeContact sales
Minimum transaction—
SettlementT+1 or T+2

Ampersand Pay (brand &PAY, operated by Ampersand Pay Sdn Bhd under the CoherentPlus Group) is a Kuala Lumpur acquirer listed by Bank Negara Malaysia as a Registered Merchant Acquirer. Founded in 2014, it secured its merchant-acquiring licence in 2021 and says it processed over RM85 million in 2024, spanning retail, e-commerce, vending, parking, laundromats and transit.

It is an all-in-one gateway for cards, e-wallets (Touch ’n Go, GrabPay, Boost, MAE, ShopeePay, plus Alipay and WeChat Pay), FPX and DuitNow QR, across POS, kiosks and online checkout, with recurring and instalment payments, tokenisation, payment links and split settlement. Pricing is quote-only, so every rate here is “Contact sales” rather than a fabricated number.

Compare Ampersand Pay with

Herepay logoHerepay

RM1.07

est. per RM100 sale

Fasspay logoFasspay

RM1.12

est. per RM100 sale

M1Pay logoM1Pay

RM1.16

est. per RM100 sale