Billplz
Flat-rate FPX collection with fast, guaranteed payouts
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
#13
cheapest of 28 ranked
- FPX
- RM1.25
- Card
- 1.8%
- Setup
- RM0
- Settlement
- T+1 (T+2 cards)
RM1.47
Est. fee per RM100 sale
| FPX (online banking) | RM1.25 |
|---|---|
| Card (local credit/debit) | 1.8% |
| International card | 3.8% |
| E-wallet | 1.5% |
| DuitNow QR | 1.5% |
| BNPL | 6% |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+1 (T+2 cards) |
Plans
Basic
Free plan
- FPX
- RM1.25 B2C / RM3.00 B2B
- Card
- 1.8% MYR / 3.8% non-MYR
- Wallets (DuitNow QR, TnG, Boost, GrabPay)
- 1.5%
- Card Auto-Deduct (recurring)
- 2.3% + RM1.25 MYR / 4.2% + RM1.25 non-MYR
- BNPL (Atome, 3-month)
- 6%
- Settlement
- FPX next business day, cards T+2
Standard
RM999/year
- FPX
- RM0.75 B2C / RM2.00 B2B
- Card
- 1.5% MYR / 3.5% non-MYR
- Wallets
- 1.5%
- Card Auto-Deduct (recurring)
- 2% + RM0.75 MYR / 4% + RM0.75 non-MYR
- BNPL (Atome, 3-month)
- 6%
- Settlement
- FPX next business day, cards T+2
Enterprise
Custom pricing, on request
- Pricing
- Contact sales
- Includes
- Dedicated account management, recurring payments
- Settlement
- Real-time payouts (24/7)
Billplz is a long-running Malaysian gateway focused on flat-rate FPX collection with guaranteed next-business-day payouts. The free Basic plan charges RM1.25 per B2C FPX transaction (RM3.00 B2B); the paid Standard plan (RM999/year) drops this to RM0.75 / RM2.00.
Beyond FPX it supports cards (1.8% MYR, 3.8% non-MYR with T+2 payout), e-wallets (1.5%) and Atome BNPL (3-month plans at 6%). Every plan includes split payments, full API access with 30+ plugins, account statements, and real-time payout add-ons.
It is built mainly for collection, but now also lists a card Auto-Deduct product for recurring charges (2.3% + RM1.25 on Basic, separate application). There’s no setup or monthly fee on the Basic plan, making it a popular default for Malaysian SMEs and organisations.
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