Payment gateway fee changes

Every change we found when re-checking each provider's official pricing page, newest first.

Changes logged: 61
Last checked: 2026-10-21

2026-10-21
- LuminarixListing change
  Luminarix added to the directory: FPX, cards, e-wallets and DuitNow QR with T+1 settlement; rates are quoted on request.
- EzypayListing change
  Ezypay added to the directory: recurring card billing for subscription businesses in Malaysia; rates are quoted on request.
- eGHLListing change
  iPay88 and eGHL now run under the NTT DATA brand ADAPTIS e-Commerce; both sites redirect to it, and eGHL is now on the BNM register as NTT DATA ePayments Sdn Bhd.
- CardUpListing change
  CardUp added to the directory: payment links with local cards 2.25%, international cards 3.3% (RM10 minimum under RM400) and FPX 0.2% or RM2.00, plus 8% SST, on its official Malaysia pricing page.
- SyntrinoListing change
  Syntrino added to the directory: a Bank Negara registered merchant acquirer offering FPX and e-wallets by API; rates are quoted on request.
- SetelListing change
  Setel added to the directory: online stores can accept the Setel wallet and cards saved in Setel; rates are quoted on request.
- FavePayListing change
  FavePay added to the directory: FavePay Online takes cards and e-wallets, with an official WooCommerce plugin; rates are quoted on request.
- GrabPay & PayLaterListing change
  PayLater by Grab now covers GrabPay too: one Grab merchant sign-up adds GrabPay wallet checkout and PayLater, with settlement within 5 working days.
- PayPalListing change
  PayPal added to the directory: domestic sales 3.9% + RM2.00 and international sales 4.4% + RM2.00 on its official Malaysia fee page; no FPX or DuitNow QR.
- OmiseListing change
  Omise added to the directory: cards 2.50%, FPX RM1.50, DuitNow QR and e-wallets 1.50% on its official Malaysia pricing page.
- 2C2PListing change
  2C2P added to the directory: a Bank Negara registered merchant acquirer offering FPX, DuitNow QR, e-wallets and BNPL; rates are quoted on request.
- AdyenListing change
  Adyen added to the directory: a Bank Negara registered merchant acquirer; its pricing page lists indicative per-method prices without ringgit figures, so fees show as Contact sales.
- XenditListing change
  Payex is now part of Xendit Malaysia: payex.io sends new sign-ups to Xendit, so Payex is noted under Xendit rather than listed separately.
2026-10-20
- DirectoryListing change
  FavePay Later removed from the directory: Fave discontinued it on 30 September 2022 and now offers bank card instalments instead.
- DirectoryListing change
  edxaPay removed from the directory: it no longer markets an online gateway and its WooCommerce plugin points to a payment server that no longer exists (71 providers listed).
- BCLRates published
  BCL now publishes a full rate card: cards 1.50% (overseas 3.50%), e-wallets 1.50%, DuitNow QR 1.60% and BNPL 1.50%, all settled T+2, plus FPX B2B RM2.00 and Direct Debit RM1.50.
- UOB MalaysiaRates published
  DuitNow QR fees now published: no fee for bank-account and e-wallet payments and 0.25% for credit-card payments until 31 December 2026.
- OCBC MalaysiaRates published
  OneCollect DuitNow QR now charged at 0.6% after the fee waiver ended on 30 September 2026.
- RHBRates published
  RHB Pay launched on 5 August 2026 with cards, FPX and DuitNow Pay and real-time or next-day settlement; rates remain Contact sales.
- FinexusRates published
  Kayaaku merchant payments now list zero setup and maintenance fees with usual T+2 settlement.
- BillplzRates published
  New card Auto-Deduct recurring rate published (2.3% + RM1.25 Basic, 2% + RM0.75 Standard); the PayLater by Grab 6.5% BNPL rate is no longer listed.
- CurlecRates published
  Pricing table now lists DuitNow Pay at 1.20% or RM0.30, Alipay+ 2.70% and UPI 2.00% on the Basic plan.
- SPayLaterRates published
  Invite-only 6M+12M Programme adds a 3% programme fee on 6- and 12-month instalments on top of the 4.5% transaction fee, effective 23 May 2026.
- HitPayCorrection
  Payouts are now T+2 for non-card payments, T+1 for FPX and from T+1 for cards, replacing the old T+3 card payout.
- PaydibsRates withdrawn
  Setup and RM300 yearly fees were removed when the pricing page was taken down in the October 2026 site relaunch; now Contact sales.
- AtomeCorrection
  Merchant BNPL rate shown as Contact sales because Atome does not publish its MDR; the old 3.5% to 4.5% was a third-party estimate.
- PayLater by GrabCorrection
  Merchant fee shown as Contact sales because Grab does not publish an official merchant rate; the old figure was a third-party estimate.
- XenditCorrection
  DuitNow Pay online banking is now a single MYR2.00 plus the MYR0.90 processing fee, replacing the RM1.20 personal / RM2.00 corporate split.
- DirectoryListing change
  Bizappay removed from the directory after the service closed (73 providers listed).
- FiuuFee decrease
  New rate card dated 17 Aug 2026: FPX 1% (min RM1.20, max RM2.00), local cards 2.00% + RM0.45, DuitNow QR 1.05%, setup RM0 and RM99/year with the first year waived; foreign cards rise to 4.01% + RM0.84 and BNPL leaves the rate card.
- AirwallexFee increase
  Fee schedule updated 14 Oct 2026: international cards now 3.80% + RM0.50 (accounts verified before that date keep 2.95%); local methods 1.4% + RM0.50 and domestic cards 1.90% + RM0.50 unchanged.
- MOBYFee increase
  Plans repriced: SME RM99 to RM149/month and Enterprise RM149 to RM199/month, with fewer credits; BNPL now published at 1.5% (pay in full) to 6% (instalments).
- M1PayRates withdrawn
  The RM399 setup and RM100/yr plan no longer appear on the redesigned site and are blank in the application form; per-transaction rates (cards 1.8%, FPX RM0.80 B2C) are unchanged.
- CHIPRates published
  Pricing moved to /pricing: SPayLater BNPL added at 1.4%, a stablecoin channel at 1.5%, and the RM0.15 DuitNow QR minimum is no longer shown.
2026-07-17
- DirectoryListing change
  Eleven providers added in discovery round 3 (74 total), led by Herepay whose flat RM0.70 B2C FPX makes it the cheapest ranked gateway at about RM1.07 per RM100.
- M1PayRates published
  Full MDR table now published (FPX RM0.80 B2C, domestic card 1.8%, wallets 1% to 1.2%, setup RM399, RM100/yr), moving M1Pay from Contact sales into the ranking at about RM1.16 per RM100.
- MOBYRates published
  Full rate card now published (cards 0.99%, e-wallets 1.5%, DuitNow QR 0.8% + RM0.10, FPX RM2.00 B2C / RM0.70 B2B) alongside SME RM99/month and Enterprise RM149/month plans.
- AffanPayRates published
  Homepage rate card recorded: FPX RM1.00 B2C / RM2.00 B2B, DuitNow QR 0.8%, e-wallets 1.5%, cards 1.75% local / 2.4% foreign, with QR, wallet and card channels subject to approval.
- QashierRates published
  Malaysian MDR card now lives at /my/mdr-rates: online cards from 1.40% + RM0.65 and DuitNow from 1.0% (setup RM500 for WooCommerce/API); in-store cards from 0.50%.
- RinggitPayRates withdrawn
  The public rate card (FPX RM1.20/RM2.20, cards 1.5%/2.0%, wallets 1.5%) was removed; the pricing page is now a lead-capture form, so RinggitPay leaves the fee ranking.
- Revenue MonsterRates withdrawn
  The indicative from-0.8% e-wallet and DuitNow QR figures no longer appear on the pricing page; both fields return to Contact sales.
- Xendit MalaysiaCorrection
  Pricing page now splits FPX personal (RM1.20 + RM0.90) vs corporate (RM2.00 + RM0.90), splits domestic debit 1.90% vs credit 2.00%, and newly publishes DuitNow Online Banking rates.
- PaydibsRates withdrawn
  The previously published settlement schedule (three times weekly) is no longer stated anywhere on paydibs.com, so settlement returns to Contact sales.
2026-07-02
- Xendit MalaysiaFee increase
  Repriced: a flat RM0.90 now stacks on every method fee, and the full rate card is officially published (previously third-party figures).
- toyyibPayRates published
  Now publishes card 1.5% (foreign 3.5%) and DuitNow QR 1% or RM1, joining FPX RM1.00; enough official coverage to enter the ranking near the top.
- SPayLaterFee increase
  The 3-month tenure merchant rate rises to 5% effective 1 February 2026, per the official seller notice.
- SwiFRates published
  Published a full 4-tier rate card covering FPX, cards and e-wallets on its official pricing page.
- HitPayRates published
  Per-wallet and BNPL rates are now on the official pricing page, and settlement is T+2 to T+3 (previously understood as faster).
- FiuuRates published
  DuitNow QR 1% and the RM99 signup fee are now stated on official pages.
- BillplzRates published
  DuitNow QR at 1.5% added to the official rate card.
- CHIPRates published
  DuitNow QR 1% (minimum RM0.15) and Atome BNPL 5.3% published officially.
- KipleRates published
  DuitNow QR 1.2% published on the official site.
- TNG eWalletRates published
  Merchant signup confirmed free on official merchant pages.
- Stripe MalaysiaRates published
  A RM2 minimum charge amount is documented officially.
- Curlec by RazorpayCorrection
  T+2 settlement confirmed on official documentation (previously a third-party figure).
- RiipayRates withdrawn
  Previously published rates (2.5%, T+7) are no longer on the official site; fees now shown as Contact sales.
- GkashRates withdrawn
  Setup and annual fees no longer published officially; downgraded to Contact sales.
- BCL PayRates withdrawn
  Setup fee and T+1 settlement no longer stated officially; downgraded to Contact sales.
- SecurePayRates withdrawn
  Rates removed from the official site; fees now shown as Contact sales.
- Mobi (formerly gomobi)Correction
  Rebranded from gomobi to Mobi (mobi.xyz); same provider, updated identity.
- BetterPayListing change
  Added to the directory with a fully published rate card; enters the fee ranking on official rates.

How this log works

We periodically re-verify every fee in the directory against each provider's own pricing pages (the current pass covered all providers). A change only appears here when the official source itself changed; each provider's detail page carries the source link and verified date. If a provider stops publishing a figure, we mark it "Contact sales" rather than keep a stale number.

Current fees table Fee calculator

2026-10-21

2026-10-20

2026-07-17

2026-07-02