AffanPay
Full-channel gateway with T+1 settlement and fast setup
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
#8
cheapest of 28 ranked
- FPX
- RM1.00
- Card
- 1.75%
- Setup
- RM0
- Settlement
- T+1
RM1.32
Est. fee per RM100 sale
| FPX (online banking) | RM1.00 |
|---|---|
| Card (local credit/debit) | 1.75% |
| International card | 2.4% |
| E-wallet | 1.5% |
| DuitNow QR | 0.8% |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+1 |
AffanPay markets itself as a complete Malaysian acceptance stack: FPX across 30+ banks, DuitNow QR, the major e-wallets and cards behind one integration, with T+1 settlement and merchant verification inside 24 hours. Pricing is published on the homepage: RM1.00 flat B2C FPX, 0.8% DuitNow QR, 1.5% e-wallets and 1.75% local cards, with QR, wallet and card channels subject to approval.
Non-technical sellers get payment links, QR codes and a real-time dashboard; developers get a REST API with a sandbox environment and public repositories. The company claims over 10,000 active merchants and six years of operation, figures worth validating during onboarding since they are not independently published.
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