PayNet(DuitNow / FPX)
Malaysia's national payments backbone: FPX, DuitNow & DuitNow QR
Infrastructure·Shared national rails behind FPX and DuitNow. You connect through a gateway, not directly.
On request
no comparable published rates · verified 2026-07-17 · official source
| FPX (online banking) | — |
|---|---|
| Card (local credit/debit) | — |
| E-wallet | — |
| DuitNow QR | — |
| Setup fee | — |
| Monthly / annual fee | — |
| Minimum transaction | — |
| Settlement | — |
PayNet (Payments Network Malaysia Sdn Bhd) operates Malaysia’s shared payment rails: FPX (direct-to-bank online payments), DuitNow (instant transfers), DuitNow QR (the national QR standard), JomPAY and MyDebit. It is majority-owned by Bank Negara Malaysia.
It is included here as infrastructure, not a merchant gateway: a business cannot “sign up with PayNet” to accept payments. Instead, the payment gateways elsewhere in this directory connect to PayNet’s rails on a merchant’s behalf, and those gateways set the actual fees. This entry exists so the rails behind FPX and DuitNow are documented; its fee fields are intentionally left blank (“—”).