PayPal
On BNM registerGlobal PayPal checkout for selling to overseas buyers
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
Not ranked
rates not fully published
- FPX
- —
- Card
- 3.9% + RM2.00
- Setup
- RM0
- Settlement
- Contact sales
On request
No comparable published rates
| FPX (online banking) | — |
|---|---|
| Card (local credit/debit) | 3.9% + RM2.00 |
| International card | 4.4% + RM2.00 |
| E-wallet | — |
| DuitNow QR | — |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | Contact sales |
PayPal is the global online wallet and checkout, used by Malaysian sellers, freelancers and exporters who want to be paid by overseas buyers who already have a PayPal account. It offers PayPal Checkout, no-code payment links and buttons, invoicing and recurring payments, plus REST APIs with webhooks.
Pricing for a Malaysian business account is a flat commercial rate: 3.90% + RM2.00 for domestic payments (buyer in Malaysia or Singapore) and 4.40% + RM2.00 for international payments. Converting a received foreign-currency payment costs 2.5% above the base exchange rate. There is no setup or monthly fee.
PayPal does not offer FPX, local e-wallets or DuitNow QR, so it is rarely the right choice for selling to Malaysian customers. Funds arrive in your PayPal balance; withdrawing to a Malaysian bank is free above RM400 and RM3.00 below that. Best as an add-on for cross-border sales, not as your main local gateway.
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