BCL.my
PlatformNo-code selling platform on Bayarcash: forms, links & DuitNow QR
Platform·A no-code selling platform, not a payment gateway. Sign up and build forms, links and pages; the payments are processed and paid out by its gateway.
BCL.my is a selling platform, not a payment gateway. Payments are processed by Bayarcash.
Platform
not ranked against gateways
- FPX
- RM1.00
- Card
- 1.50%
- Setup
- RM0
- Settlement
- T+2
RM1.25
Est. fee per RM100 sale
| FPX (online banking) | RM1.00 |
|---|---|
| Card (local credit/debit) | 1.50% |
| International card | 3.50% |
| E-wallet | 1.50% |
| DuitNow QR | 1.60% |
| BNPL | 1.50% |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+2 |
Plans
Package Niaga
RM888/year
- FPX (B2C)
- RM1.00
- All add-ons
- Included
- Free .com domain
- Included
- Settlement
- T+2
Package Niaga Pro
RM1,888/year
- FPX (B2C)
- RM0.70
- All add-ons
- Included
- Priority support
- Included
- Settlement
- T+2
BCL.my is a no-code selling platform (a commerce layer), not a payment gateway. It is built on top of Bayarcash: BCL builds the pages and records the sales, while Bayarcash collects the payments and pays them out. Instead of an API-first integration, you create payment forms, payment links, landing pages and dynamic DuitNow QR terminals, ideal for sellers without a website.
The free plan charges RM1.00 per successful FPX (B2C) payment with no setup, monthly or yearly fee. BCL publishes its full rate card: credit cards 1.50% (overseas 3.50%, MyDebit 1.00%), DuitNow QR 1.60%, e-wallets and BNPL 1.50%, and Direct Debit RM1.50 per deduction. Every method settles T+2 working days through Bayarcash. FPX and DuitNow QR work from day one; cards, e-wallets and BNPL need a separate application.
BCL adds business tooling: LHDN MyInvois e-invoicing, event/booking management, affiliate marketing, automation workflows, COD/manual transfer and team management.
Two yearly packages bundle every add-on: Package Niaga (RM888/year) and Package Niaga Pro (RM1,888/year), which also lowers FPX (B2C) to RM0.70.
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