HitPay
No setup or monthly fee, with built-in recurring billing
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
RM2.17
est. fee per RM100 sale (FPX/card/e-wallet 50/30/20) · verified 2026-07-17 · official source
| FPX (online banking) | 1.8% + RM0.40 |
|---|---|
| Card (local credit/debit) | 1.2% + RM1.00 |
| International card | 3% + RM1.00 |
| E-wallet | 1.9% - 2.2% |
| DuitNow QR | 1.2% |
| BNPL | 2.2% - 6.5% |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+2 (T+3 cards) |
HitPay is a Singapore-headquartered, MAS-licensed platform that operates in Malaysia with a pay-per-transaction, no-monthly-fee model. It bundles a lot into one account: checkout, payment links, invoicing, online store, POS and recurring billing.
Malaysia online rates: domestic cards 1.2% + RM1.00, FPX 1.8% + RM0.40, DuitNow 1.2%, and international cards 3% + RM1.00 (plus 2% on foreign-currency transactions). There are no setup or subscription fees; you only pay on successful payments.
Note a small +0.2% surcharge when you use its software tools (payment links, invoicing, store, POS, recurring billing), and +0.5% via the Shopify app. Payouts are T+1. A good all-rounder if you want software + payments together.