CommercePay
BNM-licensed acquirer with no setup or monthly fees
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
On request
no comparable published rates · verified 2026-07-17 · official source
| FPX (online banking) | Contact sales |
|---|---|
| Card (local credit/debit) | Contact sales |
| International card | Contact sales |
| E-wallet | Contact sales |
| DuitNow QR | Contact sales |
| BNPL | From 3.5% (0% IPP) |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+1 to T+2 (1-2 business days) |
CommercePay (Commerce DotAsia Payments Sdn Bhd) is licensed by Bank Negara Malaysia for online merchant acquiring. It supports FPX/DuitNow online banking, local and international credit/debit cards, e-wallets, recurring payments and an Instalment Payment Plan (IPP / “InstallmentPay Plus”).
The company confirms there are no setup or annual maintenance fees and that it charges only per transaction, offering either a fixed fee or a percentage fee, but the actual gateway rates are not published and require a quote. Earnings are settled within 1-2 business days.
The one published rate is for instalments: IPP carries a one-time RM500 setup fee with transaction fees “as low as 3.5%” over 3-36 month tenures. Integration is via ready-made plugins (SiteGiant, WooCommerce, OpenCart, NopCommerce), an API, shareable payment links and integrated forms, with a merchant back-office for reporting.