Curlec(by Razorpay)
On BNM registerRazorpay-backed gateway with a full payments suite
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
#19
cheapest of 28 ranked
- FPX
- 1.5% / RM1.00
- Card
- 2.40%
- Setup
- RM0–RM999
- Settlement
- T+2
RM1.77
Est. fee per RM100 sale
| FPX (online banking) | 1.5% / RM1.00 |
|---|---|
| Card (local credit/debit) | 2.40% |
| International card | 3.30% |
| E-wallet | 1.50% |
| DuitNow QR | Contact sales |
| BNPL | 6.00% |
| Setup fee | RM0–RM999 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+2 |
Plans
Basic
Free setup
- FPX
- 1.50% or RM1.00, whichever is greater
- Local cards
- 2.40%
- Foreign cards
- 3.30%
- E-wallets
- 1.50%
- DuitNow Pay (early access)
- 1.20% or RM0.30, whichever is greater
- Alipay+
- 2.70%
- UPI
- 2.00%
- BNPL
- 6.00%
Premium
RM999 setup, optimised rates
- FPX
- 1.00% or RM1.00, whichever is greater
- Local cards
- 2.00%
- Foreign cards
- 3.10%
- E-wallets
- 1.30% (GrabPay 1.50%)
- DuitNow Pay (early access)
- 1.00% or RM0.30, whichever is greater
- Alipay+
- 2.50%
- UPI
- 1.80%
- BNPL
- 5.00%
Curlec is the Malaysian arm of Razorpay, offering a full payments suite: hosted checkout, payment links, payment pages/buttons, subscriptions and a developer-friendly API.
On the Basic plan: FPX 1.50% (or RM1, whichever is greater), credit/debit cards 2.40%, foreign cards 3.30%, e-wallets 1.50% and BNPL 6.00%. The Premium plan lowers card to 2.00% and FPX to 1.00%, and Enterprise (over RM1M/month) is personalised. A one-time setup fee applies.
Because it inherits Razorpay’s platform, recurring billing and no-code tools are strong. Exact setup fee, settlement timing and DuitNow QR rate aren’t published on the pricing page, so confirm with Curlec sales.
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