Malaysia Payment Gateway logoMPG

Malaysian payment gateway fees, compared

Ranked by estimated cost on a RM100 basket; unpublished rates sit below as "On request".

Showing 74 of 74 gateways · 27 with comparable published pricing

Herepay logoHerepayAPIRM1.07RM0RM0.70RM0.70 + 1%———T+1 (next business day)✓
Fasspay logoFasspayAPIRM1.12Contact sales—From 1.2%From 1%From 1%—Contact sales✓
M1Pay logoM1PayAPIRM1.16RM399/ RM100/yrRM0.801.8%1% - 1.2%Contact sales—T+1 (FPX) / T+2 (cards, e-wallets)—
toyyibPay logotoyyibPayAPIRM1.19RM100 (card onboarding)/ RM100/yr (card, from year 2)RM1.001.5%—1% or RM1.00—1-4 business days (FPX)—
CardBizPay logoCardBizPayAPIRM1.19RM0 (waived)/ RM0 (1st year waived)RM1.00 (B2C)1% – 2%1.2%——Contact sales✓
Gkash logoGkashAPIRM1.24Contact salesFrom 1.00%From 1.80% (min RM0.60)From 1.00%Contact sales—T+2✓
Kiple logoKipleRM1.28RM199 promo (normally RM500)/ RM29 (waived if GTV > RM8,000)RM1.00 (B2C), RM1.50 (B2B)1.5% credit / 1.0% debit (local)1.5%–1.8%1.2%—Contact sales—
Bizappay logoBizappayAPIRM1.32RM0RM1.001.75% (local debit/credit)1.5%Contact sales1.5% (PayLater by Grab)T+1 (FPX); T+3 (card/e-wallet/BNPL)✓
AffanPay logoAffanPayAPIRM1.32RM0RM1.001.75%1.5%0.8%—T+1—
Boost logoBoostRM1.35RM499 (waived)/ RM499/yrRM1.002.00%1.2% - 1.3%0.85%—T+2 (QR T+1)✓
BetterPay logoBetterPayAPIRM1.37RM0 (FPX) - RM500 (by plan)/ RM0RM1.001.9%1.5%1.2%5% - 6.5%T+1 (FPX) / T+2; instant on Pro✓
Bayarcash logoBayarcashAPIMCPRM1.38RM0RM1.00RM1.00 + 1%—1.6% / RM0.151.6% / RM0.15T+2 (T+1 for some banks)✓
CHIP logoCHIPAPIRM1.38RM0RM1.002%1.40%1% / RM0.155.3% (Atome)T+1–T+2✓
Billplz logoBillplzAPIMCPRM1.47RM0RM1.251.8%1.5%1.5%6% - 6.5%T+1 (T+2 cards)—
LekirPay logoLekirPayAPIRM1.51RM0RM0.80 + RM0.102.7%———T+0 (FPX same-day; cards bi-weekly)✓
Payright logoPayrightAPIRM1.56RM0RM1.50Contact sales1.7%—Contact salesT+1—
LeanX logoLeanXAPIRM1.56RM0RM1.50—1.7%——T+1—
MOBY logoMOBYBNPLAPIRM1.60Contact sales/ RM99/month (SME, billed annually)RM2.000.99%1.5%0.8% + RM0.101.5% - 5%Contact sales—
Curlec (by Razorpay) logoCurlec(by Razorpay)APIMCPRM1.77RM0–RM999/ RM01.5% / RM1.002.40%1.50%Contact sales6.00%T+2✓
senangPay logosenangPayAPIRM1.80Contact sales/ from RM199/year1.5% / RM1.002.5% / RM0.651.5% / RM0.65Contact sales2.0%–6.0%Contact sales✓
Airwallex (Malaysia) logoAirwallex(Malaysia)APIMCPRM2.05RM01.4% + RM0.501.90% + RM0.501.4% + RM0.501.4% + RM0.50—Contact sales✓
Xendit logoXenditAPIMCPRM2.08RM0RM1.20 + RM0.902% + RM0.901.8% - 2.5% + RM0.90Contact sales2.5% - 8% + RM0.90Contact sales✓
HitPay logoHitPayAPIMCPRM2.17RM01.8% + RM0.401.2% + RM1.001.9% - 2.2%1.2%2.2% - 6.5%T+2 (T+3 cards)✓
Fiuu (formerly Razer Merchant Services) logoFiuu(formerly Razer Merchant Services)APIRM2.20RM99 (promo, from RM999)/ RM99/year2.4% / RM1.002.40%1.3% - 1.5%1%5.5% - 6%Weekly (Thu); e-wallets T+2✓
PayHalal logoPayHalalAPIRM2.20Free (Basic); up to RM1,500 (higher tiers)/ Free (Basic); RM300–RM3,000/year (higher tiers)2.00% or RM1.50 (Basic)3.00% credit / 2.60% debit (Basic)1.50%1.50%6.50%Contact sales✓
SwiF logoSwiFRM2.20RM300 (Starter)/ RM300/yr (Starter)RM2.00 (B2C)3%1.5%1.7%Contact salesT+4✓
Stripe Malaysia logoStripe MalaysiaAPIMCPRM3.80RM03% + RM1.003% + RM1.003%——T+7✓
Pricing on request · no comparable published rates · ordered by popularity
NTTDataPay (formerly iPay88) logoNTTDataPay(formerly iPay88)MCPOn requestContact salesContact salesContact salesContact salesContact salesContact salesContact sales✓
eGHL logoeGHLAPIOn requestfrom RM499 */ RM25/month *1.6%–2.4% *1.4%–2.4% *1.2%–1.5% *1.5% *Contact salesWeekly (W+4 business days)✓
Atome logoAtomeBNPLAPIOn requestRM0/ Contact sales————3.5%–4.5% *T+2–T+3 *—
SPayLater (ShopeePayLater) logoSPayLater(ShopeePayLater)BNPLAPIOn requestRM0————4.5% (5% for 3-mo plans)Paid in full on order completion—
Touch 'n Go eWallet (TNG Digital) logoTouch 'n Go eWallet(TNG Digital)E-walletAPIOn requestRM0/ Contact sales——0.5%Contact sales—T+1—
PayLater by Grab logoPayLater by GrabBNPLAPIOn requestContact sales————3.0%–4.0% *Within 5 working days—
Revenue Monster logoRevenue MonsterAPIOn requestRM499 (one-time)/ —Contact salesContact salesContact salesContact salesContact salesT+2✓
AmBank logoAmBankBankOn requestContact salesContact salesContact sales—Contact sales—Contact sales—
RevPay logoRevPayOn requestContact salesContact salesContact sales—Contact sales—Contact sales✓
CIMB e-Commerce logoCIMB e-CommerceBankOn requestContact salesContact sales1.50%-1.80%Contact sales——Next business day✓
Maybank2u Pay logoMaybank2u PayBankAPIOn requestRM0/ Contact salesContact salesContact sales—RM0—Next business day—
ShopeePay (Direct) logoShopeePay(Direct)E-walletAPIOn requestContact sales——Contact sales——Contact sales✓
Hong Leong Bank logoHong Leong BankBankOn requestContact salesContact salesContact sales—RM0—Contact sales✓
RHB Bank logoRHB BankBankOn requestContact sales—Contact sales—Contact sales—Contact sales—
Public Bank logoPublic BankBankAPIOn requestContact sales—Contact salesContact salesContact sales—Contact sales✓
Alliance Bank logoAlliance BankBankOn requestContact sales—Contact salesContact sales——Contact sales✓
HSBC Omni Collect logoHSBC Omni CollectBankAPIOn requestContact salesContact salesContact salesContact salesContact sales—Contact sales—
Paydibs logoPaydibsAPIOn requestFree (local); USD120 (foreign)/ RM300/year (waived if prior-year sales ≥ RM360,000)Contact salesContact salesContact salesContact salesContact salesContact sales✓
UOB Malaysia logoUOB MalaysiaBankAPIOn requestContact sales—Contact sales—Contact sales—Contact sales✓
Antom logoAntomAPIMCPOn requestContact salesContact salesContact salesContact sales——T+4 (negotiable)✓
Ampersand Pay logoAmpersand PayOn requestContact salesContact salesContact salesContact salesContact sales—T+1 or T+2✓
FINEXUS logoFINEXUSAPIOn requestContact sales—Contact sales—Contact sales—Contact sales—
ManagePay (MPay) logoManagePay(MPay)On requestRM399 (waived during promo)/ RM10–RM30Contact sales2.5%–3.0%Contact salesContact sales—T+1—
Mobi (formerly gomobi) logoMobi(formerly gomobi)APIOn requestContact salesContact salesContact salesContact salesContact sales—Contact sales✓
OCBC OneCollect logoOCBC OneCollectBankAPIOn requestContact salesContact salesContact salesContact salesContact sales—Contact sales—
J&C Pacific logoJ&C PacificOn requestContact sales—Contact salesContact salesContact sales—Contact sales—
KineticPay logoKineticPayAPIOn requestContact sales1% + RM1.50Contact sales———T+1 (next working day)—
Paydee logoPaydeeAPIOn requestContact salesContact salesContact salesContact salesContact sales—Contact sales✓
Qashier logoQashierOn requestRM500 (online: WooCommerce & API)/ Contact sales—From 1.40% + RM0.65Contact salesFrom 1.0%—Contact sales—
Axaipay logoAxaipayAPIOn requestRM0Contact salesContact salesContact salesContact salesContact salesContact sales✓
BOLD.Pay logoBOLD.PayOn requestContact salesContact salesContact salesContact sales—Contact salesContact sales✓
FavePay Later logoFavePay LaterBNPLOn requestRM0————1.5%Contact sales—
AsiaPay (PayDollar) logoAsiaPay(PayDollar)APIOn requestContact salesContact salesContact salesContact salesContact salesContact salesT+1–T+2 *✓
Share Commerce logoShare CommerceAPIOn requestContact salesContact salesContact salesContact salesContact salesContact salesContact sales✓
SMAP Pay logoSMAP PayOn requestRM0RM1.00————T+1 (incl weekends, before 10:30am)—
CommercePay logoCommercePayAPIOn requestRM0Contact salesContact salesContact salesContact salesFrom 3.5% (0% IPP)T+1 to T+2 (1-2 business days)✓
edxaPay logoedxaPayOn requestRM0/ Contact salesContact salesContact salesContact salesContact sales—Contact sales—
Tulus Digital logoTulus DigitalOn requestContact salesContact sales—Contact sales——Contact sales—
bayarlah logobayarlahAPIOn requestContact sales—Contact salesContact salesContact sales—Contact sales—
BCL.my logoBCL.myAPIOn requestRM0RM1.00Contact salesContact salesContact sales—Contact sales—
PayCools logoPayCoolsAPIOn requestRM0/ Contact salesContact salesContact salesContact salesContact sales—Contact sales—
SecurePay logoSecurePayAPIOn requestRM0/ Contact salesContact salesContact salesContact salesContact sales—T+1✓
RinggitPay logoRinggitPayOn requestRM0/ Contact salesFrom RM1.00Contact salesContact salesContact sales—Contact sales✓
OxPay Malaysia logoOxPay MalaysiaAPIOn requestContact salesContact salesContact salesContact salesContact salesContact salesContact sales—
AhaPay logoAhaPayBNPLAPIOn requestRM0————6%Contact sales—
Riipay logoRiipayBNPLOn requestRM0————Contact salesContact sales—
PayNet (DuitNow / FPX) logoPayNet(DuitNow / FPX)APIOn request————————

Est. fee / RM100 blends officially published rates (FPX/card/e-wallet 50/30/20). * = third-party figure, excluded from ranking. Fees change; confirm with the provider. Methodology