Fastest settlement payment gateways in Malaysia

Real-time or same-day payout

These gateways say on their own page that money can reach your bank instantly or on the same day, sometimes only on a paid plan, an add-on or for some payment methods. The condition is shown under each name.

• Billplz

  Real-time payout, 24/7, on the Enterprise plan only. Other plans: FPX next business day, cards two business days.

  "Real-time payout Get your money instantly in your bank account, 24/7"

  Source: main.billplz.com

• Touch 'n Go eWallet (TNG Digital)

  Instant into a TNG Business Account; to a bank account it is same day or next day.

  "bank settlements usually take longer, either same-day or next-day. ... You'll enjoy instant settlement"

  Source: merchantsupport.tngdigital.com.my

• Stripe Malaysia

  Instant Payouts is a paid extra (a small % per payout); the standard payout schedule is slower.

  "Access funds within minutes through an eligible debit card or bank account."

  Source: stripe.com

• Bayarcash

  Real-time payout, only if your bank is Public Bank or Bank Islam; other banks get next day or two days.

  "Realtime Settlement Tiada lagi T+ payout. Settlement secara realtime terus ke akaun anda."

  Source: bayarcash.com

• RHB Bank

  Real-time or next day into your RHB account, depending on the payment method.

  "Real‑time or next day settlements* direct from RHB keeps cash flow moving. *Real-time settlement is subject to payment mode used."

  Source: rhbgroup.com

• UOB Malaysia

  DuitNow QR payments are credited to your UOB account immediately. Card payout times are not published.

  "Payments will be processed to be credited to your account immediately."

  Source: uob.com.my

• Herepay

  Real-time payout is a paid add-on (yearly fee). Standard is next working day.

  "Real Time Settlement Herepay ✔ Tersedia (RM2,000 setahun)"

  Source: herepay.org

• Mobi (formerly gomobi)

  Same-day payout is advertised; your actual payout terms are set in your quotation.

  "Same-day settlement"

  Source: mobi.xyz

• BetterPay

  Instant payout for online banking payments on the Pro plan (one-time setup fee). Cards still take two working days.

  "Pro One-Time Setup RM500.00 Bank Transfer Settlement Instant"

  Source: betterpay.me

• OCBC OneCollect

  OneCollect DuitNow QR payments arrive instantly in your OCBC business account (QR only, not cards).

  "Start receiving touch-free payments instantly to your business account"

  Source: ocbc.com.my

• LekirPay

  Same-day (T+0) payout advertised for FPX; cards settle every two weeks.

  "Same-Day Settlement (T+0) A business growth depends on their cashflow. We understood, hence we provide."

  Source: lekirpay.com

Ranked by stated settlement (slowest leg)

1. 1.Mobi (formerly gomobi)Same-day

   Same day

2. 2.Touch 'n Go eWallet (TNG Digital)T+1

   Next business day

3. 3.CIMB e-CommerceNext business day

   Next business day

4. 4.Maybank2u PayNext business day

   Next business day

5. 5.RHB BankReal-time or next day (depends on payment mode)

   Next business day

6. 6.HerepayT+1 (next business day)

   Next business day · est. fee ~RM1.07 / RM100

7. 7.ManagePay (MPay)T+1

   Next business day

8. 8.PayrightT+1

   Next business day · est. fee ~RM1.56 / RM100

9. 9.AffanPayT+1

   Next business day · est. fee ~RM1.32 / RM100

10. 10.LeanXT+1

    Next business day · est. fee ~RM1.56 / RM100

11. 11.KineticPayT+1 (next working day)

    Next business day

12. 12.QashierT+1

    Next business day

13. 13.SMAP PayT+1 (incl weekends, before 10:30am)

    Next business day

14. 14.bayarlahNext business day (Fri to Sun paid Monday)

    Next business day

15. 15.SecurePayT+1

    Next business day

16. 16.LuminarixT+1

    Next business day

17. 17.BillplzT+1 (T+2 cards)

    Up to 2 business days · est. fee ~RM1.47 / RM100

18. 18.CHIPT+1–T+2

    Up to 2 business days · est. fee ~RM1.38 / RM100

19. 19.HitPayT+2 (FPX T+1, cards from T+1)

    Up to 2 business days · est. fee ~RM2.17 / RM100

20. 20.Curlec (by Razorpay)T+2

    Up to 2 business days · est. fee ~RM1.77 / RM100

21. 21.BoostT+2 (QR T+1)

    Up to 2 business days · est. fee ~RM1.35 / RM100

22. 22.Revenue MonsterT+2

    Up to 2 business days

23. 23.BayarcashT+2 (T+1 for some banks)

    Up to 2 business days · est. fee ~RM1.38 / RM100

24. 24.Ampersand PayT+1 or T+2

    Up to 2 business days

25. 25.FINEXUST+2

    Up to 2 business days

26. 26.GkashT+2

    Up to 2 business days · est. fee ~RM1.24 / RM100

27. 27.BetterPayT+1 (FPX) / T+2; instant on Pro

    Up to 2 business days · est. fee ~RM1.37 / RM100

28. 28.CommercePayT+1 to T+2 (1-2 business days)

    Up to 2 business days

29. 29.M1PayT+1 (FPX, DuitNow QR, MyDebit) / T+2 (cards, e-wallets)

    Up to 2 business days · est. fee ~RM1.16 / RM100

30. 30.Airwallex (Malaysia)T+3 (FPX)

    Up to 3 business days · est. fee ~RM2.05 / RM100

31. 31.Omise3-day hold, then transfer (3 business days)

    Up to 3 business days · est. fee ~RM1.80 / RM100

32. 32.CardUp MalaysiaT+3 (T+1 at +0.25%)

    Up to 3 business days · est. fee ~RM5.00 / RM100

33. 33.toyyibPay1-4 business days (FPX)

    Up to 4 business days · est. fee ~RM1.19 / RM100

34. 34.AntomT+4 (negotiable)

    Up to 4 business days

35. 35.SwiFT+4

    Up to 4 business days · est. fee ~RM2.20 / RM100

36. 36.GrabPay & PayLaterWithin 5 working days

    Up to 5 business days

37. 37.AdyenT+2 (FPX) / T+5 (DuitNow)

    Up to 5 business days

38. 38.Fiuu (formerly Razer Merchant Services)Weekly (Thu); e-wallets T+2

    Up to 7 business days · est. fee ~RM1.61 / RM100

39. 39.eGHL (ADAPTIS e-Commerce)Weekly (W+4 business days)

    Up to 7 business days

40. 40.Stripe MalaysiaT+7

    Up to 7 business days · est. fee ~RM3.80 / RM100

41. 41.LekirPayT+0 (FPX same-day; cards bi-weekly)

    Up to 7 business days · est. fee ~RM1.51 / RM100

42. 42.Ezypay MalaysiaT+3 holding, then weekly or monthly payout

    Up to 7 business days

Settlement not stated publicly

These providers publish no official settlement time (or only a third-party figure), so we will not rank them on it. Listed by market presence; ask when you request a quote.