Curlec (by Razorpay) vs NTTDataPay (formerly iPay88)
Side-by-side fees and features for Malaysian merchants, from each provider's published pricing. For the full matrix including supported banks and e-wallets, open the interactive comparison.
At a glance
- Curlec (by Razorpay) publishes comparable official rates (about RM1.77 per RM100); NTTDataPay (formerly iPay88) does not publish enough official rates for a like-for-like estimate, so confirm their full pricing with sales.
- NTTDataPay (formerly iPay88) also supports DuitNow QR, which Curlec (by Razorpay) does not list.
- Curlec (by Razorpay) runs an official MCP server, so AI agents can integrate it directly.
Fees
 Curlec (by Razorpay) |  NTTDataPay (formerly iPay88) | |
|---|---|---|
| Est. fee / RM100 | ~RM1.77 | On request |
| FPX | 1.5% / RM1.00 | Contact sales |
| Cards (local) | 2.40% | Contact sales |
| Cards (international) | 3.30% | Contact sales |
| E-wallets | 1.50% | Contact sales |
| DuitNow QR | Contact sales | Contact sales |
| BNPL | 6.00% | Contact sales |
| Setup fee | RM0–RM999 | Contact sales |
| Monthly fee | RM0 | Contact sales |
| Settlement | T+2 | Contact sales |
Est. fee / RM100 blends officially published rates (FPX/card/e-wallet 50/30/20). Fees change; confirm with the provider. Methodology
Features
| Access | Integrate | Integrate |
| Channels | FPX, cards, e-wallets, BNPL | FPX, cards, e-wallets, DuitNow QR, BNPL |
| No-code payment links | Yes | Yes |
| Developer API | Yes | Yes |
| Recurring billing | Yes | Yes |
| Webhooks | Yes | Yes |
| MCP (AI agents) | Official | Community |
| Plugins | WooCommerce, Shopify, Magento, OpenCart, WHMCS | WooCommerce, Magento, OpenCart, PrestaShop, Shopify, WHMCS |