Atome vs MOBY
Side-by-side fees and features for Malaysian merchants, from each provider's published pricing. For the full matrix including supported banks and e-wallets, open the interactive comparison.
At a glance
- MOBY publishes comparable official rates (about RM1.60 per RM100); Atome does not publish enough official rates for a like-for-like estimate, so confirm their full pricing with sales.
Fees
 Atome |  MOBY | |
|---|---|---|
| Est. fee / RM100 | On request | ~RM1.60 |
| FPX | — | RM2.00 |
| Cards (local) | — | 0.99% |
| Cards (international) | — | 3.5% |
| E-wallets | — | 1.5% |
| DuitNow QR | — | 0.8% + RM0.10 |
| BNPL | Contact sales | 1.5% - 6% |
| Setup fee | RM0 | Contact sales |
| Monthly fee | Contact sales | RM149/month (SME, billed annually) |
| Settlement | T+2–T+3 * | Contact sales |
Est. fee / RM100 blends officially published rates (FPX/card/e-wallet 50/30/20). * = third-party figure, excluded from ranking. Fees change; confirm with the provider. Methodology
Features
| Access | Integrate | Integrate |
| Channels | BNPL | BNPL |
| No-code payment links | Yes | Yes |
| Developer API | Yes | Yes |
| Recurring billing | No | No |
| Webhooks | — | — |
| MCP (AI agents) | — | — |
| Plugins | — | — |