Stripe Malaysia vs toyyibPay
Side-by-side fees and features for Malaysian merchants, from each provider's published pricing. For the full matrix including supported banks and e-wallets, open the interactive comparison.
At a glance
- toyyibPay is cheaper on our blended RM100 estimate (RM1.19 vs RM3.80), using officially published rates.
- Stripe Malaysia also supports e-wallets, which toyyibPay does not list.
- toyyibPay also supports DuitNow QR, which Stripe Malaysia does not list.
- Stripe Malaysia supports recurring / subscription billing; the other does not.
- Stripe Malaysia runs an official MCP server, so AI agents can integrate it directly.
Fees
 Stripe Malaysia |  toyyibPay | |
|---|---|---|
| Est. fee / RM100 | ~RM3.80 | ~RM1.19 |
| FPX | 3% + RM1.00 | RM1.00 |
| Cards (local) | 3% + RM1.00 | 1.5% |
| Cards (international) | 4% + RM1.00 | 3.5% |
| E-wallets | 3% | — |
| DuitNow QR | — | 1% or RM1.00 |
| BNPL | — | — |
| Setup fee | RM0 | RM100 (card onboarding) |
| Monthly fee | RM0 | RM100/yr (card, from year 2) |
| Settlement | T+7 | 1-4 business days (FPX) |
Est. fee / RM100 blends officially published rates (FPX/card/e-wallet 50/30/20). Fees change; confirm with the provider. Methodology
Features
| Access | Integrate | Integrate |
| Channels | FPX, cards, e-wallets | FPX, cards, DuitNow QR |
| No-code payment links | Yes | Yes |
| Developer API | Yes | Yes |
| Recurring billing | Yes | No |
| Webhooks | Yes | Yes |
| MCP (AI agents) | Official | — |
| Plugins | WooCommerce, Magento, PrestaShop | WooCommerce, OpenCart, PrestaShop, WHMCS |