Fiuu (formerly Razer Merchant Services) vs Xendit
Side-by-side fees and features for Malaysian merchants, from each provider's published pricing. For the full matrix including supported banks and e-wallets, open the interactive comparison.
At a glance
- Xendit is cheaper on our blended RM100 estimate (RM2.08 vs RM2.20), using officially published rates.
Fees
 Fiuu (formerly Razer Merchant Services) |  Xendit | |
|---|---|---|
| Est. fee / RM100 | ~RM2.20 | ~RM2.08 |
| FPX | 2.4% / RM1.00 | RM1.20 + RM0.90 |
| Cards (local) | 2.40% | 2% + RM0.90 |
| Cards (international) | 3.15% | 3.8% + RM0.90 |
| E-wallets | 1.3% - 1.5% | 1.8% - 2.5% + RM0.90 |
| DuitNow QR | 1% | Contact sales |
| BNPL | 5.5% - 6% | 2.5% - 8% + RM0.90 |
| Setup fee | RM99 (promo, from RM999) | RM0 |
| Monthly fee | RM99/year | RM0 |
| Settlement | Weekly (Thu); e-wallets T+2 | Contact sales |
Est. fee / RM100 blends officially published rates (FPX/card/e-wallet 50/30/20). Fees change; confirm with the provider. Methodology
Features
| Access | Integrate | Integrate |
| Channels | FPX, cards, e-wallets, DuitNow QR, BNPL | FPX, cards, e-wallets, DuitNow QR, BNPL |
| No-code payment links | Yes | Yes |
| Developer API | Yes | Yes |
| Recurring billing | Yes | Yes |
| Webhooks | Yes | Yes |
| MCP (AI agents) | — | Community |
| Plugins | WooCommerce, Shopify, Magento, OpenCart, WHMCS | WooCommerce, Shopify, Magento, OpenCart |