Bizappay
No-fuss Malaysian gateway with payment links
Integrate·Sign up, get API keys, then integrate via the API/SDK or a CMS plugin (WooCommerce, Shopify and more).
RM1.32
est. fee per RM100 sale (FPX/card/e-wallet 50/30/20) · verified 2026-07-17 · official source
| FPX (online banking) | RM1.00 |
|---|---|
| Card (local credit/debit) | 1.75% (local debit/credit) |
| International card | 2.4% |
| E-wallet | 1.5% |
| DuitNow QR | Contact sales |
| BNPL | 1.5% (PayLater by Grab) |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+1 (FPX); T+3 (card/e-wallet/BNPL) |
Bizappay is a Malaysian payment gateway built for simplicity, aimed at SMEs, freelancers, consultants, and service businesses that rely on invoices, subscriptions, and payment links. It supports FPX across 40+ banks, locally and foreign-issued Visa/Mastercard, major e-wallets (GrabPay, ShopeePay, Touch ’n Go, Boost), DuitNow QR, Apple Pay, and Google Pay, with no technical background required to start collecting payments.
Pricing is pay-as-you-use with no yearly, monthly, or setup fees and no hidden charges. Published per-transaction rates are FPX at RM1.00, e-wallets at 1.5%, domestic debit/credit cards at 1.75%, international cards at 2.4%, and Buy Now Pay Later (PayLater by Grab) at 1.5%. FPX settles the next business day (T+1, 7 days a week), while card, e-wallet, and BNPL transactions settle in about 3 business days (T+3).
Merchants get dedicated payment links and QR codes for bill collection, plus API integration, custom billing fields, and webhook automation for those who want to build deeper integrations and recurring/subscription collections. A DuitNow QR option is offered but its specific rate is not separately published.